Paypal Is To Become A Bank

PayPal is one of the most trusted online processor for online payments. It offers a safe and easy to use system for online shoppers to pay for their purchases and also for merchants to receive as well a sending payments. Founded in 1998,and is also most popular among eBay users.

PayPal has now obtained the license to operate as a bank starting from 2 July 2007. The new headquarters will be located in Luxemburg.

Base on Forrester Research report, 23% of online shoppers prefer to use PayPal services and in 2006 PayPal moved a total of $USD 8,4 billions in payments.
Today there are a total of 100,000 websites which use PayPal as a payment method.
It has more than 130m users worldwide. And most of the mass majority of the companies using Paypal are small retailers.

Brent Bellm,who has served as Vice President and General Manager of PayPal Europe since October 2005 said the changes would allow the company to increase the number of online retailers offering the service.

I personally have some pleasant encounter with PayPal support services. They responded to my request promptly and was polite with their replies too.

What are your views on Paypal becoming a Licensed Bank in Europe? Will Paypal be expanding as a bank all over the whole? How will it affect the members using Paypal?

Review of NiceOffers.com

Here is a review on NiceOffers.com done by a friend, Suzanne Morrison, who is a successful and experienced marketer, you will understand more by reading the info below.

Thanks for visiting, enjoy reading :)

Gamy Rachel


Review of NiceOffers.com
by Suzanne Morrison

NiceOffers.com (NOC) is a division of Carson Services, the parent company of the well known affiliate program, SFI (Strong Future International).

The primary aim of NOC is to provide offers for consumers to save money on products and services both online or offline, anywhere in the world.

This review of NOC will explain what NOC is about, how it can benefit consumers, affiliates and merchants, what the costs are, what the drawbacks are and how to sign up.

Nice Offers for Consumers

The NiceOffers.com website is a place for consumers to get discount or special offer coupons for many things which they normally buy either locally or online.

The NiceOffers.com site has a search facility to help find offers in many different categories including electronics, entertainment, flowers and gifts, advertising and marketing, books, travel and more.

You can search by state or by country and browse through a selection of offers. Once you have found an offer of interest you can tell a friend about it or enter your name and email address to have the coupon emailed to you.

Next, just visit the vendor and use your coupon, or enter the coupon code online if it is an online offer.

To search for offers just visit NiceOffers.com.

Nice Offers for Merchants

NiceOffers.com is a no risk method of advertising for merchants both online and offline. Registering your business on NiceOffers.com is free and works on a cost per action basis i.e. you only have to pay when someone actually uses a coupon at your store, restaurant or online business. There is no risk of paying for advertising that doesn't work

The cost to you is the discount amount for the customer + a fee known as a “bounty” which you set yourself.

To register and setup a coupon just visit NiceOffers.com


Nice Offers for Affiliates

As an affiliate you have various ways to make money with NOC including:

* Referring new merchants to NOC – If you refer a new merchant to NOC you will earn commissions on every coupon that is used at that merchant for life.

* Referring consumers to NOC - You can give away coupons to your friends and family, refer people to the NOC website or advertise NOC offers on your own website or blog. Every time someone uses a coupon you’ll receive a portion of the bounty offered by the merchant.

Anyone can sign up as an affiliate of SFI for free and start promoting NOC straight away. SFI also provides merchant prospecting packs including professional postcards, letters and leaflets to attract new merchants.

The Cost of Nice Offers

NiceOffers.com is free to join for affiliates and free to use for consumers. It is also free for merchants to list their business and they need only pay a fee when a sale is made.

Disadvantages of Nice Offers

At the moment, although NiceOffers.com is an international opportunity and can be used by affiliates, consumers and merchants worldwide, the majority of the offers on the site at present are US focused.

The marketing material supplied by SFI also tends to be US specific, with 1-800 numbers on their offline promotional material.

How to Sign Up

Consumers and Merchants should visit NiceOffer.com

Affiliates should visit Here


About the Author:
Suzanne Morrison works from home on the internet full time. She is an affiliate of SFI and the webmaster of Business Ideas Online

Google Adsense

Many people are talking about Google Adsense, and making money from placing the Google Adsense Ads on your blogs or websites. They said that there are money to be made by doing that. Is that really truth? Well yes and no. Firstly, let's talk about yes,

there is money to be made, but how? These are the things you need to do first.

1. Go to Google Adsense page and create a free account.

2. Provide all your details and the Website URL or blog you wish to place the Google Adsense Ads and submit it to Google Adsense Team for approval.

3. Approximately about 4 days, you will receive an email from them to tell you whether your application is approved. If yes, Congratulations!

4. Once it is approved, you can then go to your Adsense back office to get to Ads code to place it in your blogs or websites. Once you can get the code, you can place it in any of your sites or blog even if you did not put that URL when you first submit your details. But make sure it is your own sites. There will be walkthroughs in the back office for you learn how to get your codes.

5. How does Google know what Ads to show on your sites when you place the code there? Well, Google's system can filter out what Ads to show on your sites or blogs
basing on the content of your page.

Next I will mention about the no, you will not make money issue:

1) If your sites or blogs do not have enough traffic, that means no one is visiting it except yourself, then how on earth can you make money from Google Adsense, it doesn't make sense :)

2) No, you don't go click on those Google Adsense Ads placed on your own sites or
blogs, you will not only not be paid, your license will be terminated.

3) Placing your Google Adsense Ads at the wrong place and wrong color combination are some factors that will affect your earnings.
Best place to place the Ads are at the top of your sites or blogs, mid section is sometimes ok too. Bottom will not be so good.

You can read about the recommendations at Google's back office too. Below is a map you can see.

Certain locations tend to be more successful than others. This "heat map" illustrates these ideal placements on a sample page layout. The colors fade from dark orange (strongest performance) to light yellow (weakest performance). All other things being equal, ad placements above the fold tend to perform better than those below the fold. Ads placed near rich content and navigational aids usually do well because users are focused on those areas of a page.

For your learning resources you can watch the demos on

1) Get Started demos

2) Activation demos

3) Help with Ad Code Demo

This is a recording done by Joel Comm about The Adsense Code
and the book written by him

Hope this will help you to understand better about Google Adsense.

Also Visit My Other Blog -Make A Living Honestly
http://www.makehomeprofits.com/blog

Surf and Earn

Have you heard about the buzz by now? About the AGLOCO View bar already released for members to install? do our usual surfing and earn money? I have waited for the viewbar to be released for a long time now, and neck is a little longer now :) but well, it is worth the wait because as Agloco mentioned,they wanted to make sure that everything will be fine and would want the least problem to happen, so they did many tests,test and re-tested again,again and again, just to make sure that once they release the viewbar, it should run smoothly. Well done AGLOCO, it is good now, cos I have already installed the viewbar on my desktop and is sitting there real pretty and silently accumulating hours of surfing for me. Want to see the viewbar? Here it is, a screen shot from my PC. Click on the image to enlarge it.

Isn't it Cool? Just a tiny viewbar and it can make me money as I do my usual surfing, nothing to change, don't have to change my surfing habits or what so ever, plus it takes me only a minute to install it. Maybe I can give you more information on Agloco now, since you read thus far.

Members make money in many ways, while AGLOCO is the channel to help us.

AGLOCO makes money for its members via things like:

Revenue from Advertising: The Viewbar will displays ads that are related to the websites you’re visiting. So when you click on those ads and purchased something, AGLOCO receives a referral fee, which will then be passed on to Agloco Members. The larger number of Agloco community network the better, because there will be more buying power.

(IMPORTANT: Individual who are Agloco members do not receive any compensation for clicking ads on their own Viewbar and Agloco’s system is sophisticated enough to detect if someone is clicking ads fraudulently)

Google Search: Each time you use the Google Search box from the Viewbar to do a search on anything, AGLOCO earns money from the search engine providers.
(Just like Google pays about $0.10 on average for each search done via the normal Google Search )

Software Companies: Multiple software companies pay websites to promote download of new software releases and trial versions of new programs. (for instant, Acrobat Reader and Adobe’s Flash software). AGLOCO members not only have the privilege to get access to the latest software from these websites, they get paid for it. It’s it cool?

Service distribution: AGLOCO will be a look upon source for many online service providers for new and active users to use their services.(Companies like PayPal, eBay, Clickbank, Skype just to name a few, pays a fee to those who
refer new users to their services)

Transaction deals: Numerous major retailers pay commissions when you refer customers who make a purchase. AGLOCO collects the commission and passes it on to members. The bigger the AGLOCO community, the better commission we can get)

AGLOCO Members make money in four ways.

You surf, Agloco Pays:
You as a member get paid to surf the internet. Agloco’s revenue comes from the member’s use of the viewbar every month. Just do your normal surfing, with the viewbar on, and you will be paid depending on the hours.

Share Of Commissions:
Members will also get a share of any commissions AGLOCO gets when a Member purchases a product or service from an AGLOCO Sponsor company

Members earn part of the company
Members earn part of the company based on the use of the AGLOCO Viewbar that month (currently a maximum of five hours are rewarded).

You recruit members, Agloco pays you even more:
If you also introduce others to sign up and use the viewbar, Agloco’s referral system will reward you generously, because you are also helping Agloco network to grow. So you will get a bigger share.

So what are you waiting for? Join in early before your friends and family are taken by other AGLOCO members. It is a very easy thing to do.

Join in Free, Install Viewbar, and start making money while doing your usual surfing. Easy right ?

So what are you waiting for? go ahead and join if you want to surf and earn
Go here to join